Insurance that’s a bit more you-shaped.

Woman smiling contently while sipping on a cup of tea

At Youi, we get to know you better. That way, you can choose the cover that’s more suited to you and your situation. Discover you-shaped insurance today.

At Youi, we get to know you better, so you can choose the cover that’s more suited to you and your situation.

AWARD WINNING INSURANCE Canstar Most Satisfied Customers

Car Insurance

Home & Contents Insurance

NSW CTP Green Slip Insurance

Motorcycle Insurance

Caravan & Trailer Insurance

Watercraft Insurance

Small Business Insurance

SA CTP Insurance

Happy homeowners admiring their home after a Youi claim

We really make it count at claims time.

A big part of our you-shaped insurance is about providing you with the support and service you need with claims. We strive to review all claims as fairly and quickly as possible, helping customers through the tough times and out the other side.

A woman broken down on the side of the road.

Roadside Assist to get you un-stuck

With our 24/7 roadside assistance, we’ll be there to help you and your passengers if your car breaks down. *

Image of repairer and customer shaking hands in front of vehicle.

Repair guarantee for ongoing confidence

If you ever need to make a claim, we’ll guarantee the quality of all authorised repairs for as long as you own the vehicle. ^

Youi claims advisor responding to customer

We're here when you need it most

If you have an emergency or need to lodge a claim, we’re here to take your call and get things moving 24/7.

NRL players, coaches and refs featured in our stories of change

Youi Stories of Change

Celebrated members of the NRL and NRLW community share key moments that have helped shape and define not only their careers, but their lives.

Our relevant PDSs contain more information, please consider our relevant PDS when deciding if this product is appropriate for you. Find our PDSs and TMDs here.

* Youi Roadside Assist included with Comprehensive cover only. Exclusions, limits and additional fees may apply. Cover not available within first 24 hours of taking out, or upgrading to, Comprehensive cover. See T&Cs and PDS for details.
^ Where a repair is completed by an authorised Youi repairer, Youi guarantees the quality of the repair for as long as you remain the owner of the item.

Made by Fans

Footy partnerships. Made by fans.

We're here to support the supporters who get behind their teams and drive them to greatness. Proud to be the official partner of footy fans.

Youi

Welcome to you.connect

Plug in to all the latest Youi news, views and updates.

Generation report 2024- Presented by Youi

Generational Car Care Trends in Australia: Insights from 2024 Report

Discover key differences in car maintenance and spending behaviour among Australian generations in our 2024 report. Learn about each age group's approach to vehicle care, spending habits, and insurance preferences, from Boomers to Gen Z.

July 01, 2024

Youi X Generation Innovation

Continuing Our Commitment to Young Entrepreneurs

We’re thrilled to announce Youi’s multi-year commitment as the Platinum Sponsor for Generation Innovation (GI) through to the end of 2026.

March 26, 2024

Craig Starcevich

Craig Starcevich: Winning Player, Winning Coach

Craig Starcevich is one of few professional Australian Rules football players who’s experienced winning an AFL premiership both as a player and a coach.

October 31, 2023

Youi insurance FAQs

How does an excess work?

When you lodge a claim, you’re required to pay an excess. The following excesses may be applicable and can be found on your policy schedule:

Basic Excess

This is the initial amount payable by you on any claim.

Additional Excess

In some instances, an Additional Excess will apply to your claim.

Unlisted Driver Excess

If the car was driven by a driver who is not noted on the policy schedule (and who is not otherwise excluded), an additional Unlisted Driver Excess will apply.

Windscreen Excess

The Windscreen Excess is the same as the Basic Excess unless you choose the option to reduce your excess for windscreen claims.

One Excess

If you, or your spouse or de facto, claim for the same incident on more than one Youi policy, only one excess will need to be paid. The incident must be a single event that occurs at the same address and time, and the applicable excess will be the highest excess amount noted on the relevant policies.

Can I choose my excess?

Yes. We’re about providing insurance that’s a bit more you-shaped, which includes the ability for you to choose your level of excess, along with any relevant optional covers that may be available with your policy.

Can I choose who repairs my car?

Yes. We now offer an optional cover for Choice of Repairer. # Just select and pay for this option on our Comprehensive car insurance policies and you can choose who repairs your vehicle.

Please refer to your PDS for further information.

# Available with Comprehensive cover or Third Party Fire & Theft cover. Additional fees and some limits apply.

Does Youi offer CTP insurance?

Yes. We currently offer Compulsory Third Party (CTP) insurance in New South Wales (where it’s also called a Green Slip) and also in South Australia. Click the links below for more info on each.

How long has Youi been operating for?

Youi has been operating in Australia after being authorised by the Australian Prudential Regulation Authority (APRA) and receiving its Australian Financial Services Licence (AFSL) from ASIC on 01 March 2008. However, the company can trace its origins back to 1998 through its sister company, OUTsurance.

What are Youi's contact details?

Our head office is located at 2 Smart Drive, Sippy Downs, Queensland.

Call: 13 YOUI (9684)
Email: info@youi.com.au
Post: PO Box 849, Buddina, Queensland 4575